For most businesses, getting a license takes about 15 minutes online and costs under $100. Here's exactly what to do.
Search: "[your city name] business license application" — look for the .gov website. In most cities, the licensing office is under Finance, Revenue, or City Clerk.
A few states (Nevada, Washington, Tennessee) require a statewide business license before you apply locally. Check your state's guide on this site.
Most cities have online applications. They ask for your name and contact info, business name and address, type of activity, EIN or SSN, and estimated revenue.
Most basic business licenses cost $25–$100/year. Pay by credit card online or by check if applying by mail.
Online applications are sometimes approved instantly. Others take 3–10 business days. Food businesses and contractors need inspections first, which takes longer. Post your license visibly if you have a physical location.
If operating from home, many cities require an additional Home Occupation Permit from the zoning department. This is separate from the business license. Check your city's zoning rules.
You'll also need a Health Permit from your local or county health department. This requires a kitchen inspection. Apply at the same time as your business license — inspections can take weeks.
Electricians, plumbers, and contractors typically need a state contractor license in addition to a local business license. These require proof of insurance and may require passing an exam.
If you sell physical products, you'll also need a Seller's Permit from your state's department of revenue. It's free in most states. Completely separate from your business license.
⚠️ Heads up: This site explains business licensing in plain English. Not legal advice. Rules change. Always verify with your actual city or state office. Affiliate disclosure.